Hippo Holdings Valuation

HIPO Stock  USD 28.51  0.19  0.67%   
At this time, the firm appears to be undervalued. Hippo Holdings retains a regular Real Value of $34.58 per share. The prevalent price of the firm is $28.51. Our model calculates the value of Hippo Holdings from evaluating the firm fundamentals such as Return On Asset of -0.0117, return on equity of 0.28, and Current Valuation of 521.47 M as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Hippo Holdings' valuation include:
Price Book
1.6986
Enterprise Value
521.5 M
Price Sales
1.626
Trailing PE
7.6605
Enterprise Value Revenue
1.1586
Undervalued
Today
28.51
Please note that Hippo Holdings' price fluctuation is very steady at this time. Calculation of the real value of Hippo Holdings is based on 3 months time horizon. Increasing Hippo Holdings' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Hippo Holdings is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Hippo Stock. However, Hippo Holdings' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  28.51 Real  34.58 Target  39.67 Hype  28.45 Naive  28.23
The intrinsic value of Hippo Holdings' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Hippo Holdings' stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
34.58
Real Value
36.24
Upside
Estimating the potential upside or downside of Hippo Holdings helps investors to forecast how Hippo stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Hippo Holdings more accurately as focusing exclusively on Hippo Holdings' fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
0.130.130.13
Details
Hype
Prediction
LowEstimatedHigh
26.7928.4530.11
Details
Naive
Forecast
LowNext ValueHigh
26.5728.2329.89
Details
3 Analysts
Consensus
LowTarget PriceHigh
36.1039.6744.03
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Hippo Holdings' intrinsic value based on its ongoing forecasts of Hippo Holdings' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Hippo Holdings' closest peers.

Hippo Holdings Cash

238.05 Million

Hippo Holdings Total Value Analysis

Hippo Holdings is currently projected to have valuation of 521.47 M with market capitalization of 731.68 M, debt of 10 M, and cash on hands of 629.2 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Hippo Holdings fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
521.47 M
731.68 M
10 M
629.2 M

Hippo Holdings Investor Information

About 23.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.7. Some equities with similar Price to Book (P/B) outperform the market in the long run. Hippo Holdings had not issued any dividends in recent years. The entity had 1:25 split on the 30th of September 2022. Based on the key indicators related to Hippo Holdings' liquidity, profitability, solvency, and operating efficiency, Hippo Holdings is not in a good financial situation at this time. It has a very high probability of going through financial hardship in March.

Hippo Holdings Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Hippo Holdings has an asset utilization ratio of 24.11 percent. This suggests that the Company is making $0.24 for each dollar of assets. An increasing asset utilization means that Hippo Holdings is more efficient with each dollar of assets it utilizes for everyday operations.
 
Covid
 
Interest Hikes

Hippo Holdings Profitability Analysis

Based on Hippo Holdings' profitability indicators, Hippo Holdings may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in March. Profitability indicators assess Hippo Holdings' ability to earn profits and add value for shareholders.
 
Net Loss  
First Reported
2020-03-31
Previous Quarter
1.3 M
Current Value
98.1 M
Quarterly Volatility
56.7 M
 
Covid
 
Interest Hikes
At this time, Hippo Holdings' Gross Profit is very stable compared to the past year. As of the 19th of February 2026, Gross Profit Margin is likely to grow to 0.24, while Pretax Profit Margin is likely to drop (0.07).
For Hippo Holdings profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Hippo Holdings to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Hippo Holdings utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Hippo Holdings's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Hippo Holdings over time as well as its relative position and ranking within its peers.

Hippo Holdings Earnings per Share Projection vs Actual

The next projected EPS of Hippo Holdings is estimated to be 0.1275 with future projections ranging from a low of 0.1275 to a high of 0.1275. Hippo Holdings' most recent 12-month trailing earnings per share (EPS TTM) is at 3.77. Please be aware that the consensus of earnings estimates for Hippo Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Covid
 
Interest Hikes
Hippo Holdings is projected to generate 0.1275 in earnings per share on the 31st of December 2025. Hippo Holdings earnings estimates show analyst consensus about projected Hippo Holdings EPS (Earning Per Share). It derives the highest and the lowest estimates based on Hippo Holdings' historical volatility. Many public companies, such as Hippo Holdings, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Hippo Holdings Earnings Estimation Breakdown

The calculation of Hippo Holdings' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Hippo Holdings is estimated to be 0.1275 with the future projection ranging from a low of 0.1275 to a high of 0.1275. Please be aware that this consensus of annual earnings estimates for Hippo Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
3.77
0.13
Lowest
Expected EPS
0.1275
0.13
Highest

Hippo Holdings Earnings Projection Consensus

Suppose the current estimates of Hippo Holdings' value are higher than the current market price of the Hippo Holdings stock. In this case, investors may conclude that Hippo Holdings is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Hippo Holdings' stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of December 2025Current EPS (TTM)
463.06%
3.77
0.1275
3.77

Hippo Holdings Ownership Allocation

Hippo Holdings has a total of 25.34 Million outstanding shares. Over half of Hippo Holdings' outstanding shares are owned by outside corporations. These outside corporations are typically referred to as corporate investors that purchase positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.

Hippo Holdings Profitability Analysis

The company reported the previous year's revenue of 372.1 M. Net Loss for the year was (28.6 M) with profit before overhead, payroll, taxes, and interest of 221.2 M.

About Hippo Holdings Valuation

We use absolute and relative valuation methodologies to arrive at the intrinsic value of Hippo Holdings. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Hippo Holdings based exclusively on its fundamental and basic technical indicators. By analyzing Hippo Holdings's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Hippo Holdings's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Hippo Holdings. We calculate exposure to Hippo Holdings's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Hippo Holdings's related companies.
Last ReportedProjected for Next Year
Gross Profit66.9 M70.2 M
Pretax Profit Margin(0.07)(0.07)
Operating Profit Margin(0.07)(0.07)
Net Loss(0.10)(0.10)
Gross Profit Margin 0.23  0.24 

Hippo Holdings Current Valuation Indicators

Hippo Holdings' valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Hippo Holdings' valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Hippo Holdings, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Hippo Holdings' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Hippo Holdings' worth.
When determining whether Hippo Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Hippo Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hippo Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hippo Holdings Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Hippo Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in employment.
To learn how to invest in Hippo Stock, please use our How to Invest in Hippo Holdings guide.
You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.
Will Insurance Brokers sector continue expanding? Could Hippo diversify its offerings? Factors like these will boost the valuation of Hippo Holdings. Market participants price Hippo higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Hippo Holdings data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Earnings Share
3.77
Revenue Per Share
17.83
Quarterly Revenue Growth
0.262
Return On Assets
(0.01)
Return On Equity
0.2754
The market value of Hippo Holdings is measured differently than its book value, which is the value of Hippo that is recorded on the company's balance sheet. Investors also form their own opinion of Hippo Holdings' value that differs from its market value or its book value, called intrinsic value, which is Hippo Holdings' true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because Hippo Holdings' market value can be influenced by many factors that don't directly affect Hippo Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hippo Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Hippo Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, Hippo Holdings' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.